The 2025 Open Enrollment period for HealthCare.gov is fast approaching, and it’s essential to mark your calendars to ensure you’re covered. Here are the key dates to keep in mind:
- November 1, 2024: Open Enrollment begins. This is the first day you can enroll in a new health insurance plan, renew your existing plan, or make changes to your current coverage for the upcoming year.
- December 15, 2024: This is the final day to enroll in or make changes to a plan for coverage that begins on January 1, 2025. If you miss this deadline, your coverage won’t start at the beginning of the year.
- January 15, 2025: The Open Enrollment period officially ends. If you enroll between December 16 and January 15, your coverage will begin on February 1, 2025.
If you miss these deadlines, you may still be able to sign up for coverage if you qualify for a Special Enrollment Period, typically triggered by life events like getting married, moving, or losing other coverage.
It’s worth noting that due to subsidies from the Inflation Reduction Act, many people can find affordable plans—sometimes for $10 or less per month. Make sure to explore your options and take advantage of the savings available through the Marketplace by contacting us today!